Taking out wedding insurance
It may not be something that you’ve considered before, but wedding insurance is a necessity. Sadly, there may be problems with your wedding that are beyond your control. Your dress supplier may go bust, or your venue may catch fire or flood. Someone close to you may be ill or posted overseas. They’re horrible scenarios to consider, but it’s still important to protect yourself. With a wedding being such a time-consuming and expensive event, wedding insurance may help you to claim some compensation back to help soften the blow.
Why do I need wedding insurance?
The most common problem couples incur is the bankruptcy of suppliers, such as the bridal boutique or reception venue. The reception is usually the most expensive part of your wedding, and most venues will want a large deposit prior to the day, so if your chosen venue does go bankrupt, this can leave you with big problems if you haven’t taken out wedding insurance. Wedding insurance policies do vary, but they will often cover suppliers going out of business, stolen items, extreme weather conditions and damaged wedding photographs. You’re covered from the moment you take out a policy, so take one out early to get the best value.
Is there anything wedding insurance won’t cover?
Wedding insurance will not cover your wedding financial losses if either of you change your mind about getting married. If you cancel, for this reason, you may be legally bound to pay the entire contracted costs for your suppliers, even if the wedding doesn’t take place. Insurance also won’t cover a pre-existing medical condition such as cancer. It’s best to speak to your policy provider about exactly what they can protect you against.
To understand more about what each wedding insurance policy includes, please visit Guides for Brides online.
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