It may not be something that you’ve considered before, but wedding insurance is a necessity. Although rare, problems with your wedding can occur – the dress supplier going bust, the venue double-booking or cancelling, someone being taken ill or perhaps an overseas posting. With a wedding being such a time-consuming and expensive event, wedding insurance may help you to claim some compensation back to help soften the blow.
The most common problem couples incur is the bankruptcy of suppliers, such as the bridal boutique or reception venue. The reception is usually the most expensive part of your wedding, and most venues will want a large deposit prior to the day, so if your chosen venue does go bankrupt, this can leave you with big problems if you haven’t taken out wedding insurance. Wedding insurance policies do vary, but they will often cover suppliers going out of business, items being stolen, extreme weather conditions and damage caused to the wedding photographs. You’re covered from the moment you take out a policy, so take one out early to get the best value for money.
You should be aware that wedding insurance will not cover your wedding financial losses if either of you change your mind about getting married, and in addition to loss of deposits you may find that you are legally bound to pay the entire contracted costs for the reception etc, even if the wedding doesn’t take place.
To understand more about what each wedding insurance policy includes, please visit guidesforbrides.co.uk/wedding-insurance